Hobby Lobby Credit Card
This is a good credit card that can be applied at the online platform of the U.S. Bank. Its Visa card is issued by this bank to this credit card customer. Those having a Mastercard can easily access exclusive offers that come with this credit card. Also, a good FICO score is important if you actually want to be approved for this credit.
This card is better used by those who have an eye for art and creativity.
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Hobby Lobby Credit Card
How To Check If I Got Approved?
Likely you will be informed first via email, then through a physical letter in the mail, and, ultimately, by receiving your actual card. But if you have waited for a while, you can as well call the customer service unit to inquire. Use the number 1-866-546-9241
How long will it take to Get Approved for the Hobby Lobby credit card?
You must receive a Hobby Lobby credit card approval decision without delay, however; in some rare cases it can take up to 30 days or so for them to analyze your file
What is the Hobby Lobby Credit Card credit score requirement?
You should have a credit score of about 700 to get approved for the Hobby Lobby credit card. Though that does not guarantee that your application will be approved
Feature of Hobby Lobby Credit Card
This credit card has the following features:
- It has a grace period of 24 days.
- For the Visa card, you are to pay an annual fee of $29.
- You will have to pay $38 if you carry out your payment late.
- The purchase APR is %0 for the intro APR, 13.24%- 24.24% after that.
- Has a Cash advance APR of 24.24%
- The cash advance fee is 3% or $10 whichever is higher.
- Late payment fee is up to $38
- Returned payment fee is $35
- The balance transfer fee is 35 or $5 minimum.
- APR of about 14.74% – 25.74% is charged for a balance transfer
- A foreign transaction fee is 2% per transaction
- There is a minimum interest charge of about $2 if charged.
- Using this credit card, you can make as large purchases as you can.
Are There Any Rewards Program with the Hobby Lobby Credit Card
One advantage of this credit card is that the point gotten from this card can be restored for other purchases.
This credit card comes with good rewards.
You will be given 5 points for every dollar used in making purchases at the Hobby Lobby store.
First-time users who are able to make purchases within the first 90 days of account opening, will get 10,000 points.
Once your bonus is up to 2,500 points, you will be given a $25 reward card.
And, for every dollar spent anywhere Visa is accepted, you will be given 1 point. Check this: Log in to Credit Karma to Get Your Free Credit Score | Credit Karma Login
Any Drawbacks Using the Card
This credit card has an annual fee.
If you are using this credit card, you might end up spending more than your budget.
How to Get This Credit Card | Hobby Lobby Credit Card Application
Those who wish to apply for this credit card can get one, provided that they are qualified. But you will have to follow this procedure so, you can submit an application.
First, you are to visit the homepage of this credit card then click on the Apply Now button found at the top right corner of the credit card page. With this, you will be given access to the application page of this credit card.
Secondly, as soon as you get there, give the requested personal information.
Thirdly, provide the necessary contact information.
Also, give the required financial details.
Then follow every other step to conclude the application.
Hobby Lobby Credit Card Login Procedures
Provided you follow these steps accordingly. You can access your online account.
Therefore, you are to first visit the homepage of this credit card using the link https://www.hobbylobby.com/.
When you get there, you will be required to give your personal ID, after this just click on Sign In. If you are interested, you can tick the box under it so, your ID can be saved for future purposes. That is if the computer you are using is personal.
Finally, if you are through submitting the above information, you will be taken to a site, where you are to give your password.
How To Recover Your Lost ID
If you could not remember your personal ID, just go to the login page of this credit card and click on the Overlooked ID link.
On the subsequent, select your record type and take any verification procedures of your choice. With this, you are through and you will be given another ID.
Also, if you cannot remember your password, you visit this credit card homepage for help.
How to Pay your Credit Card Payment
To make your credit card payment, visit the homepage of this credit card, log in to your online account using the steps given above. When logged in you will see the Installment option right in the dashboard.
So, send your payments to:
Side interest Lobby Visa/U.S. Bank Cardmember Service, P.O. Box 790408, St. Louis, MO 63179-0408.
If you wish to apply for this credit card, you can do so online by, giving the requested personal information.
To make a payment, you can use the US Bank to pay your bills but this has to do with paying your bills via mail.
You can visit the hobby Lobby store every day to make purchases except on Sundays.
Feel free to contact the customer care at any time to help you with whatever you want to do on your account.
Lastly, you can now start enjoying your credit card.