Jared Jewelry credit card Review – Is It AS Great As It Say?

Jared Jewelry credit card.
Is a card for customers at Jared store who is in great need of cheap special financing for purchasing jewelry products. This card cannot be used in any other place except in Jared store. Jared Jewelry credit card.
The Jared Jewelry credit card is a good store-branded credit card that has good rewards, high-interest rates and cannot be used in any other store except for the Jared stores. This credit card is issued by Comenity Bank. With this guide, I will be teaching you a lot of things concerning this credit card and also how to apply, log in and make your credit card payment.

Features of Jared Jewelry credit card.

No annual fee is demanded
Has an unsteady purchase APR of 27.49%.

Some Special Financing Offers

  • It provides special financing to its customers for a period of one year and above, and this is for purchases of $1000 and above.
  • It also gives special offers on customer’s anniversary day.
  • These are examples of the special financing offers but know it that the down payment and amount of purchase made determine the offer that will be given to you, therefore it varies:
  • For a 20% down payment and a minimum purchase of $1000, you will be given a 12-months special financing period.
  • Then, for a minimum purchase of $3000, you will be given a 36-months special financing period.
  • Also,  for a minimum purchase of $5000, you will be given a 4 years special financing period.
  • But,  for a down payment of 20% and a minimum purchase of $5000, you will be given 18-months special financing period.

As you can see this credit card is a card for those that make expensive purchases at Jared. As it gives special financing period on Jewelry purchases. But, remember that each financing comes with a particular minimum payment, that is the higher your purchase the higher the financing.
Jared Jewelry credit card

Perks

  • It has cheap financing for jewelry purchases.
  • Has no annual fee.
  • This card has a low credit card requirements.

Drawbacks

It has a high-interest rate.

Applying for Jared Credit Card.

If you wish to apply for this credit card, just follow this guide and submit your application.
Go to the homepage of the Comenity Bank. When you get there just click on the “Get Prequalified” button located at the right-hand side.  And you will be redirected straight to the credit card homepage.
As soon as you get there click again on the “Get Prequalified Now” button.
This will take you to a place where you will be asked to create a Jared Jewelry account or if you wish to log in to credit card account ( for those that have an account).
Just do as you are being told and login to your newly created Jared Jewelry account. Then, continue by supplying the required information.
I advise that you read the terms and conditions of this credit card. And if you accept them, tick the box next to “I am not a robot” then click on ” I AGREE”.
So long you are pre-qualified, you can submit a normal application and get your own credit card from Jared Jewelry.

Jared Credit Card Login to your Account.

Once you have an online account, you can carry out specific tasks such as;  checking of balance, making of the payment. To do any of the following you are to first of all login to your credit card account online.
So, you are to visit the homepage of this credit card from Comenity. On that page, by the left-hand side, you will see the online banking form,  where you are to sign in to your account.
You are to give your username.
Followed by your password on the second field.
Also, you are to tick the box next to “Remember Me”  if you will like to save your username for future use.
Lastly, click on the “Sign In” button to send you details.
But you will be able to access your credit card account if your details were correct.

Making Your Jared Credit Card Payment.

Surprisingly, there are three ways of which you can make a payment on your credit card. And as a matter of fact, I will be so happy to help you with the three of them. Here they are:
The first method is via phone call. All you have to do is to call this number: 1-866-231-0070 and follow the instructions given to you by the operator to make your credit card payment.
Of course, the second method is via online. This is the simplest method, all you are to do is to log in to your account following the procedures above. And as soon as you get to your credit card account you will be able to make the payment on your card.
Nevertheless, you can still make your payment via mail.  For this, just send your payment to the following address:
Comenity Bank
PO Box 65978
San Antonio, TX 78265-9728.

Any Alternatives to this Jared Credit Card.

There are other credit cards that have good features or comes with good rewards.

Discover It Cash Back Card Vs Jared Jewelry Credit Card.

  • This credit card is an excellent card for customers who will like to enjoy a reward of 10% cash back for their first year.
  • No annual fee.
  • With a purchase APR of 13.99% to 24.99%.
  • Doubles cash back at the end of the first 12 months.
  • The cash back offered by this credit card can be restored, so it does not expire.
  • This card offers 5% category rewards on various categories which are: Wholesale clubs, restaurants, groceries, Amazon.com, or gas station for up to $1,500 for each quarter.
  • It also gives an unlimited 1% cash back on other purchases.

As you can see,  this credit card is a nice card. Though it does not have an annual fee, offer cash back wish can be restored. So,  for those that have a high credit score, you can apply for this credit card and stand a great chance of benefiting from it.