NetSpend provides prepaid debit cards, Visa and MasterCard, and commercial prepaid card solutions. It was founded in 1999 with more than 10 million customers in the US. This card is insured by FDIC which means the Netspend card is not a scam. NetSpend prepaid Visa and MasterCard have no credit check and minimum balance fees and the card is approved nationwide as long as Visa and MasterCard are approved.
NetSpend Card Application
It is easy and quick to get a NetSpend card. All you need do is go to a branch then give your name, valid mailing address, and email address. One good thing is that all applicants have a guaranteed approval as long as you have in the right personal details. Within 10 business days, the card will be mailed to your mailing address.
NetSpend Card Usage
If you’re using the debit card, you need a pin and will be charged $2 for every transaction fee. But, individual transaction charges can be avoided if you subscribe to a premium fee advantage plan. This plan means you will be charged monthly for services rendered. This can range from $5 to $9.95, while the fees for atm withdrawal are $2.50 and $4.95 respectively for both domestic and international transactions.
Fund Deposit to Card
There are various ways of depositing cash into your card. You can do this through direct deposit, NetSpend reloads location, NetSpend account transfer, or bank account transfer.
But it is best to use NetSpend online account center or direct deposit if you don’t want to incur charges for the deposits you do.
NetSpend Card Activation Procedure
To enjoy using the card, you will need to activate it just like every other card.
There are two ways to activate your card with, online and phone. We will be discussing how to make use of these methods
- Visit netspend.com
- Click on “Activate Card”
- Input your card number and security code
- Click on “Continue”
This will have your card activated in no time
Make a call to NetSpend activation number, 1-866-387-7363 (1-86-NetSpend) to request help from the customer service provider.
When you have activated your card successfully, you can now make purchases with your card.
Activation Procedure Without SSN
For non-US citizens who do not have SSN, it is still possible to register for and activate your NetSpend card, although it is temporary.
To do this, you will need other means of identification such as passport, driver’s license, and other means of identification. This is the only possible way to activate your card since SSN is very vital in opening a NetSpend account and it protects your account from fraud.
You can use your card to make bill payments, utilities, withdraw cash, buy gas at a gas station,