Ross Credit Card – Ross Credit Card login

Ross Credit Card

Ross credit card provides users with an easy-to-use online platform to enable convenient management of accounts without stress.

The card is issued by Citi Bank and there are no interest charges as long as loans are paid back before the end of 6 months.

With an online account, users can deposit cash into their accounts, make bill payments, and do card activation among other things.

Making purchases with the credit card at any Ross-Simons jewelry store, users get to earn special benefits and offers.

The credit card has an easy payment system with a free shipment of commodities worth more than $250 accompanied by a 30 days guarantee.

Applying for a Ross credit card is easy and the card has special discounts on products purchased at Ross-Simons jewelry store. The card has an APR rate of 29.24%.

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ross credit card

Ross Credit Card

Features Of Ross Credit Card

  • The card is issued by Citi Bank
  • The card can be used at Ross-Simons jewelry stores
  • Has a low credit rating requirement
  • Has no introductory APR rate
  • 24% is the normal APR rate
  • No applicable cash advance fee and cash advance APR rate
  • No annual fees attached

Benefits Of Ross Credit Card

  • Users do not need to make down payments
  • As long as loans are paid before the end of 6 months, no interest rates are attached
  • Late payment fee is limited
  • $2 is charged for a minimum interest

Contact Information

Customer Care Service number – 800-272-0800

Mailing Address – Ross-Simons P.O. Box 105658 Atlanta, GA 30348-5658

Ross Credit Card Login Procedure

Having an online account gives users 24/7 access to manage their accounts, make bill payments, paperless statements, activate notifications and alert, view account balances, view rewards and benefits, and lots more.

But, to do this, there is a need to login to your account. Here is how you go about it ;

Forgot User ID/Password Procedure

  • Below the “Account Login” click on “Problem logging in?”
  • On the new page, click on either “I don’t know my Password” or “I don’t know my User ID” depending on the one you cannot remember
  • To have your login password reset, input your User ID, birth date, and SSN
  • While to have your login User ID reset, input your full name, birth date, and SSN

Ross Credit Card Payment Procedure

There are different ways of making card payments. Payments can be made online and through autopay

Online Method –

  • Log in to the homepage
  • Login to your account
  • Click on “Payment”
  • Enter the amount you wish to pay and the account you will be making the deposit from

Autopay Method

You can also activate for an Autopay which enables the credit company to automatically deduct money from your account on the due date that you set. The bits of help reduce the stress attached to trying to always remember to pay on the due date.

Ross Credit Card Activation Procedure

To use your new card, it is very important to get your card activated. All you need do is call Ross credit card customer service provider with the number 800-272-0800 and request for help with activating your card.

Eligibility Requirements

It is vital to check the eligibility requirements for any card you wish to apply for so you will know if you qualify for the requirements. The requirements for this card include;

  • Must have a good credit score
  • Must have a valid tax identification number like the SSN
  • Must be a resident of the US
  • Must be 18 years and above
  • Must have a valid government-issued ID card

If you feel you meet up with the requirement, you can then go to the next step which is applying.

Ross Credit Card Application Procedure

  • Visit the Ross-Simons credit card website with ross-simons.com
  • Click on “Apply Online”
  • Go through the terms and conditions of issuing the card and click on accept
  • Input your personal details such as your email address, full name, address, city, phone number and so on
  • Input your financial details like your annual income, house rent, residential status
  • Input your birth date, SSN, identification number
  • Click on “Continue”

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Application Status Checking

To know your application status, make a call to the customer care service using the Ross-Simons service provider number 800-272-0800, and provide your reference number.

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Cancellation Credit Card

If you wish to cancel credit card enrollment or cancel an account, make a call to 800-272-0800 and follow the IVR.

 

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