Synchrony Credit Card
What You Should Know About the Synchrony Bank Credit Cards
According to the 2017 Nilson Report, it’s the largest provider of private label credit cards in the country.
Do you know that the Synchrony is in partnership with major leading companies in the U.S., like Amazon, Chevron, and Walmart, along with dozens of smaller retailers to provides credit cards as well as other credit products, including special financing and installment loans, along with some other services?
As a client of this bank, you can enjoy these offers to your benefits.
Synchrony Bank is another big provider of a credit card in the U.S. like American Express, Chase, Capital One, and Citi. The Synchrony Bank is a consumer financial services company that is known to provide over 120 credit cards and other store-branded cards.
Synchrony Credit Cards | Synchrony Bank Credit Cards Phone Number
Where can the Synchrony credit card be used?
Most of the cards offered by the bank are obviously closed-looped card which can only be used in their stores or its affiliates. For instance, Amazon Store Card can only be used at Amazon.
The bank also cards affiliated with certain networks like Visa or MasterCard, these cards can be used anywhere such cards are accepted. These types of cards are called the “Dual Card credit cards.” A good example is the Walmart® MasterCard which is used for Walmart shopping and can also be used anywhere the MasterCard is accepted.
These Store credit cards are good for people with bad or low credit since it is easy to get approval for its use. They often don’t have annual fees.
Cardholders with Synchrony can have access to one of their FICO credit scores, based on their TransUnion credit reports. This is quite a good feature for anyone trying to rebuild its credit.
The low sides of these store cards are that they often have low credit limits, like $500 or $1,000, yet very high-interest rates.
The key to using these store card is you have to ensure pay your statement balance in full and never carry a balance on a store card because the interest you get will cancel any rewards or benefits you got from the card unless you have a promotional 0% interest rate on your card.
Synchrony Bank Credit Cards | Synchrony Bank Credit Cards Phone Number
Synchrony Credit Card login
All the credit cards offered by the bank has basic Synchrony Bank login page. To access any of your Synchrony card account., simply go to MySynchrony.com Or you can even download the MySynchrony app for your smartphone. With the app, you’ll be able to check your card details and pay bills with either method.
Synchrony Bank Phone Number | Contact
Use the 24/7 automated telephone service: 1-866-226-5638
Bankers available: Mon-Fri 7 a.m. to midnight ET
(IRA & Trust teams 8 a.m. to 10 p.m. ET)
Sat-Sun 8 a.m. to 5 p.m. ET (IRA & Trust teams unavailable)
For hearing impaired, please use an operator relay service to call.
Mailing Address: Synchrony Bank, P.O. Box 105972 Atlanta, GA 30348-5972
Expedited Courier Service
Synchrony Bank, Attn: Bank Deposits
485 Lake Mirror Rd.
Atlanta, GA 30349